for paying back your entire KIVA loan on time! You accomplished what many of us rich gabachos up north can't seem to do these days....stay out of debt and pay our bills on time!
In fact, I have yet to make a bad loan on KIVA. Every single woman I have loaned money to has paid it back in full and on time. So I've never lost a penny of my own money (unless you factor interest into the equation, but really, money isn't earning much of anything sitting in a savings account these days). That's my kind of charitable giving.
Check it out: www.kiva.org
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