I love Kiva's (relatively) new program that allows money from partially-paid loans to be put back into the lender's account immediately for use. It feels like a multiplying effect on the loans I make. I usually only have to add $10-25 each month to my account in order to make a new loan and I use whatever "credit" has been repaid the previous month to finance the rest. It feels like nothing out of my pocket....and this is coming from a true penny pincher.
Kiva.org....the best idea ever!
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